Presentation Slide Deck Loan Amortization Calculator Source: SBA’s Standard Operating Procedures for Disaster Loans. EIDL proceeds may not be used for (text in red has been affected by the new rules): Payment of any dividends or bonuses; Disbursements to owners, partners, officers, directors, or stockholders, except when directly related to performance of services for the […]
HEROES Act vs HEALS Act
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Main Street Lending Program: What’s in it for Small Businesses?
This post has been updated to reflect the recent changes to the Main Street Lending Program, as of June 8th, 2020. Presentation Slide Deck For the past few weeks, we have been hosting a daily webinar on the CARES Act, sharing information on the resources that it makes available to businesses in order to help […]
NY Anti Harassment Laws: 3-Pronged Strategy to Comply & Protect Your Business
The #MeToo movement has been successful in calling attention to the prevalence of sexual abuse and harassment in the workplace. It emerged as a response to sexual abuse allegations against Hollywood and media figures and encourages victims to speak out. As a result, employers doing business in New York now face a host of legally […]
Second Chance Checking Accounts From Banks That Do Not Use ChexSystems
TL;DR (Too Long; Didn’t Read) I’m here to open a bank account I also need to repair my credit P.S. The above are affiliate links. If you buy something through one of these links, we will earn an commission for connecting you with the companies offering a solution to your needs. Thanks! What Is ChexSystems? […]
Do Business Insurance Policies Cover Water Main Breaks?
If you have heard about that devastating water main break in Center City Philadelphia and the damage that it has caused, as a business owner you are probably wondering what if this happens in my neighborhood? Of course, your first instinct would be to assume that your business insurance policy would cover the damage from […]
5 Rules Every Landlord Should Live By
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I […]
Will my credit rating change my insurance rates?
I was recently asked this question by one of our Financial Blind Spot clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the […]
Why Do My Auto Insurance Rates Keep Going Up Even Though My Car Keeps Getting Older?
Why do my auto insurance rates keep going up even though my car is getting older? At Financial Blind Spot, many of our clients ask this question so I would like to address it from a couple of angles. First things first, even though it’s called car/auto insurance, it covers more than just your car. […]